Scorecard development is important to retail financial services in terms of credit risk management basel ii compliance and marketing of credit products credit risk scorecards provides insight into professional practices in different stages of credit scorecard development such as model building validation and implementation the book . Intelligent credit scoring presents a business oriented process for the development and implementation of risk prediction scorecards the credit scorecard is a powerful tool for measuring the risk of individual borrowers gauging overall risk exposure and developing analytically driven risk adjusted strategies for existing customers. Developing implementing intelligent credit risk scorecards hands on 2 day seminar with sas software aims and scope of the seminar this seminar presents a business focused process for the development and implementation of risk prediction scorecards one that builds upon a solid foundation of statistics and data mining principles . Credit risk scorecards developing and implementing intelligent credit scoring naeem siddiqi john wiley sons inc ffirsqxd 9 6 05 106 pm page iii c1jpg ffirsqxd 9 6 05 106 pm page ii additional praise for credit risk scorecards an essential book for anyone interested in retail credit risk modeling
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