Credit report quick facts quick facts your credit score is a number that lenders use to help them decide whether to give you a loan and what interest rate they should charge scores range from 300 to 850 higher scores are better in general a score higher than 740 is very good and below 600 is not very good. Learn about credit basics and the facts consumers need to know read about the 10 things every credit consumer should know about credit scores it was a high school career day a few weeks ago and the students stared at me blankly as i dropped words like personal finance credit scores and debt over 80 know the . Data analytics company fico short for fair isaac corp is the biggest and most ubiquitous source of credit scores fico produces credit scores for the three credit bureaus based on the information found in your credit reports since each bureau collects and reports your information independently your fico score will usually differ among them. In time youll learn that one of my favorite columns to write is the mythbuster piece i love debunking common and not so common myths about the credit industry what they do not contain is your credit scores because credit scores are not a permanent component of your credit report. 53 interesting facts about credit scores by karin lehnardt senior writer published june 28 2017 according to a recent study by experian gen yers have the lowest vantage scores of the four generations the vantgage score was established in 2006 by the three main credit bureaus to compete with fair isaacs fico score gen y has a credit
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